Understanding and Improving Your Credit: Reports, Scores & Freezing Your Credit

Your credit score plays a major role in your financial health, influencing everything from loan approvals to interest rates. Understanding how your credit score is calculated and knowing what’s in your credit report can help you take control of your financial future. Whether you’re looking to improve your credit or protect it from fraud, having the right information is key. 

Credit Reports and Scores
This resource from the Consumer Financial Protection Bureau (CFPB) explains how credit reports and scores work, what information is included, and why they matter. It’s a great place to start if you want to better understand how your credit is determined and how to improve it.

Credit Reports and Scores | Consumer Financial Protection Bureau

Freezing Your Credit
If you’re concerned about identity theft or a data breach, freezing your credit can be an effective way to protect yourself. This Wall Street Journal article details the process and importance of freezing your credit. It’s a helpful guide for those looking to keep their credit secure from potential threats.

Don’t Wait for the Next Big Data Breach to Freeze Your Credit | WSJ

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